FLI G HTCR EW Taking steps towards financial protection The pandemic may have shown how susceptible to a drop in income your finances are, but have you considered how vulnerable they are to a temporary or permanent loss of income caused by ill health? You undergo regular checkups throughout your career and will, therefore, be aware that a relatively insignificant ailment that would not stop an profession to fly, and you feel that you could fall back on that if the worst happens although the longer the time lapse, the potential income shortfalls caused by ill health by taking out the end of your career or both. BALPA has recently taken ownership of Flightcrew, an illhealth loss-of-licence provider. There are two types of policy available. One is designed to provide income for short-term illnesses, with a range of waiting periods before benefit big debts, such as a mortgage. Further details can be found www.flightcrew.co.gg Flightcrew Risk Solutions PCC Limited is incorporated in Guernsey and is regulated by the Guernsey Financial Services Commission. Flightcrew does not fall under the remit of the Guernsey Ombudsman, but has independent dispute resolution procedures incorporated within its policy document. 30 THE LOG Spring 25 pp31-35 Apollo 13 V2.indd 30 17/03/2025 14:20